The Little Advisor

The little things that can save you a lot!

The major tax preparation software manufacturers (Intuit and H&R Block) have started their promotions already. Usually, they only start the promotions towards the end of the tax season, after all the early submitters have paid the full price already. But this year, probably because of the fiscal cliff public debate, the promotions started early January.

You can find all the various versions of TurboTax and H&R Block at Home discounted in many places. Both H&R Block and TurboTax have on-line only options on their home sites.

Here are the current prices: continue reading…

If you’re interested in Adobe products (Acrobat Illustrator, Photoshop, etc)  – you can get them now, free, directly from Adobe.

To get it go to Adobe.com and create a (free) account there. You can then download the software (for Windows and Mac) from here.

This blogger posted the direct links to the downloads. You can try and use them if you don’t want to create a free adobe.com account.

Enjoy,
Your Little Advisor.

Wish you all happy new year and wonderful holidays. In case you forgot, it is not too late to make some charitable contributions that would be deductible for your 2012 taxes. Consider contributing to Wikipedia and support the freedom of knowledge, Red Cross needs donations to help with the Hurricane Sandy and other disaster relief programs, and others. If you need some ideas – look here for the CharityWatch top rated charities.

Happy New Year,

Your Little Advisor

I usually write here my rants about the bad stuff happening, but credit should be given where credit is due.

While I had bad experience with airlines’ stuff regarding luggage problems before, this time I want to write about the good things.

It is well-known that Southwest decided not to go with the flow and don’t charge customers for checking in their luggage. That by itself is not a positive thing, merely a lack of negative thing other companies have. But letting people check in luggage for free brings volumes of luggage to handle, and that in turn brings mistakes.

Mistakes happen, everyone makes them. Its how you handle your mistake that matters.

This holiday season I traveled with Southwest, and on the way back they lost one of the bags I’ve checked in. At my final destination, when I figured that the bag didn’t come on the same plane with me, I went to their baggage claim office and complained. Surprisingly, the first thing they said was “we’re sorry, here’s $50 voucher for the trouble”. That was definitely a good start. Then, they filled a report for the missing bag and suggested waiting for their next flight from the same airport to land (it was supposed to land in the next 10 minutes). We were hoping my bag was late to its flight and was flying in on the next one, but unfortunately it wasn’t. Then, the customer service personnel said that they’ll call me when the bag arrives, and if I pick it up myself they’ll give me another $50 voucher (or, they can deliver it to me directly at their expense, but then I don’t get the voucher). They said that if they don’t find it within the next 5 days – I should file a claim with the company, and they insure it up t o $3500 (although they did ask for proof of value for expensive stuff). Which is nice, last time I had a similar problem with another airline, they only claimed to have liability up to $500 per bag.

They called me the next morning saying they have my bag. I came by to pick it up that afternoon and the voucher for another $50 was already printed out and waiting for me.

Overall, although it took a day to receive my bag, the experience was pleasant and the customer service provided by Southwest was excellent. Comparing to airlines that charge money and then blame you for damage to your luggage, definitely a different level of service.

Happy holidays, and Happy New Year!

Your Little Advisor

It appears that the same people who promoted and agitated the voters to strip Californians of their right to marry (totally ignoring the Constitutional equal rights clause), are also the same people arguing fiercely against any kind of gun control.

Why? Because they have the right to bear arms (and why does it not mean that they have the right to kill bears and keep their arms? Don’t know). Does it mean they have the right to shoot and kill second graders? Black people? Presidents? Rock stars?

Let me remind you, Adam Lanza is not alone.

Mark Chapman shot and killed John Lennon of The Beatles in 1980, with a legally acquired weapon.

John Hinckley, Jr. assassinated the US President Ronald Raegan in 1981, with a legally acquired gun.

There are many more examples, and as you can read in the following link – almost all of the high-profile shootings in the recent decades were done with legally acquired guns. Recent examples include the assassination attempt of the Representative Gabby Gifford, the shooting in the Colorado movie theater, the recent shooting in Oregon, and of course – this week’s events in Connecticut.

What’s so special about all of these cases, other than the ease of acquiring weapons?

Most, if not all of the shooters, were in fact claiming to be insane (at least those who stayed alive to stand trial). The murderer of John Lennon, and the shooter of Ronald Reagan both said they wanted to be famous. We can’t know for sure the motives of people who killed themselves, but it surely shows that they were mentally unstable to begin with.

Also, important thing to note that in many cases the State in which the gun was sold, was not the State in which it was used. Mark Chapman fired the gun in New York, but bought it in Hawaii. John Hinckley fired the gun in Washington DC, but bought it in Texas.

So the ease of getting a gun in one State has effect on the ease of committing a  murder in another. And yes, its true that guns don’t kill people, that people do. But should we really make it so easy for people that want to kill others to do so? The excuse that if they couldn’t find a gun legally they would buy it illegally doesn’t hold, in my opinion. These are not gangsters and drug lords, these are people obsessed with an idea of becoming famous. Being shot on the street by a cop won’t make them famous, and had they not gotten a gun easily – maybe they would go for a Nobel Prize instead?

And another thing – why let them be famous? Why give them the publicity? Keep their names hidden, their faces off the TV, and don’t feed the trolls. They want to be famous? Show them that doing hideous crimes won’t make them so.

Think about that.
Your Little Advisor.